ACH payments (Automated Clearing House payments) provide one of the most important ways of moving money between banks in the US.  It is regarded as a highly efficient and secure method of making transfers from one bank account to another, making the ACH transfer process extremely popular in different industries.   What are Automated Clearing House (ACH) payments? ACH payments are electronic transfers between financial institutions in the US, involving transfers from one financial institution to another across the ACH network.  ACH transfers are typically used for transactions, including bill payments, paychecks, and recurring monthly debits. Social security payments and tax

Want to access seamless and fast money transfers while holding a smartphone? In 2024, it is a common wish for many people who want to prioritize time and convenience.  According to the latest research on the topic, 40% of mobile users in 35 countries around the world will start actively using mobile financial apps in the next 5 years. Thus, such a feature will certainly increase demand.  Want to learn what the primary advantages the best international money transfer app should possess? Find out below!  What is a money transfer app? A money transfer app is a digital tool that

Originally a U.S. post-Thanksgiving shopping event, Black Friday has transformed into a global retail frenzy. The promise of huge discounts and exclusive Black Friday deals excites people’s minds from all over the world.  Savvy shopping requires smart financial services, like we have in Genome, to optimize spending during sales and get the best deal on Black Friday. Find out more in the article below.  Understanding Black Friday deals A Black Friday deal is a time-limited discount that allows huge savings from the original price. These deals are often heavily advertised, targeting high-demand products to attract as many people as possible

Banking is becoming a very competitive sector, with financial institutions diversifying the features and services they offer. In 2024, you can find anything, from dedicated IBAN accounts to exclusive cashbacks. But what about a free account for your company? Well, where there’s demand, there’s supply. In this article, our team will explain the essential features a free business bank account should have in 2024 for the business banking needs of small businesses and sole traders.       Why does a free business bank account matter? A business bank account (also known simply as a business account) is a type of account financial

The online gambling market is one of the most successful sectors. It shows annual growth and is projected to reach a revenue of $107,30 bn in 2024.  Of course, part of its growth is a clever marketing strategy, and affiliate marketing plays a part in it.  What are online casino affiliate programs? A casino affiliate program is a way for online gambling and iGaming payment solutions sites to attract and retain players. By rewarding the casino affiliate for bringing in each referred customer, the casino creates a sustainable way to grow that helps others earn money through commission. Each of

Looking for the top-paying online casinos to get the best possible chance of winning when you play? You are in luck, as our team will dive deeper into those high-payout casinos where you can play with a higher-than-average chance of claiming a cash win.   Read on to find out how we have identified the best payout casinos and the top tips for maximizing your chances of winning the games you play.    What is a top-paying online casino? Let’s start by considering what sets the best-paying online casinos apart from others. They look just like any other casino, with a big

Google Ads is crucial for any business to promote its goods, services, and special offers to its target audience. And to manage Google Ads, Facebook, TikTok ads, or any other online account for your business, you definitely need a quick and reliable payment method.  A virtual credit card/debit card can be uniquely useful and have several advantages for such operations compared to a regular credit card. Find out how virtual credit cards/debit cards work and how to use them for Google Ads in the article below!  What is a virtual card, and how does it work? Virtual cards are the

Black Friday, one of the most eventful days of November for many folks, is coming. It is a truly special occasion for many: many retailers try to sell the remnants of goods, while people buy products for a decent price and stock up for Christmas. While it sounds like a great time for retailers and clients, some of the more worrisome aspects of Black Friday shopping can get overlooked. Mainly due to overconsumption, uncontrolled spending, and security threats.  Our team gathered some expert tips to go through Black Friday and Cyber Monday stress-free. Read on to be ready for your

Cross-border transactions are one of the main pillars that make business truly international.  Companies of all sizes constantly engage in international payments, navigate through currency conversions, and use different payment methods. In this article, our team will cover the most common ways to make cross-border payments and explain how international payments work. What are international business payments? International business payments are financial transfers made between companies or companies and individuals for business purposes. The payer and the beneficiary are located in different countries, so such transactions are considered international.  Many transaction types can fall under the broad international business payment

A bank account with a debit card is not the be-all and end-all of financial services, as multiple features make up a complete financial experience. One such service is the exchange of currencies, as people might require it for many reasons.  Find out how this service works, the best options to exchange currencies, and what problems you can face when doing so. What is a currency exchange? Currency exchange is a process that occurs when one currency is converted into another. It can happen with physical cash or online. A person or a legal entity can initiate the exchange process