Business services
Merchant accounts for travel agencies: seasonal bookings and cross-border payments
Business services
Getting approved as a high-risk merchant in the EEA: what underwriters actually check
Business services
Chargeback prevention for high-risk merchants: practical strategies that work
Product news
Month in review: July 2026
Business services
Choosing a card acquirer in the EEA: questions to ask before you sign
There are many options when it comes to card acquirers if you’re running an e-commerce business or just scaling your business across Europe. Usually, the card acquirer is evaluated based on three things: how much you keep after every transaction, how fast that money hits your account, and how many customers actually complete the checkout. Yet many businesses care only about headline processing rates. The common story for them is to sign a multi-year contract, and only discover the real costs are hidden in reserve holdbacks, FX markups, or that a provider doesn’t offer a compatible settlement speed for merchants.
Business services
Merchant accounts for travel agencies: seasonal bookings and cross-border payments
Running a travel agency, tour platform, or online booking portal is an exciting business. You connect travelers with memorable experiences across the globe. But behind the scenes, managing the money flow for global bookings is far from simple. Travel businesses operate in a unique financial landscape. From sudden seasonal booking surges to high chargeback risks caused by long lead times between booking and travel, traditional acquiring banks often view the travel sector as high risk. When you combine those challenges with foreign card declines and heavy currency exchange fees, everyday payment processing can quickly eat into your profits. A special
Business services
Getting approved as a high-risk merchant in the EEA: what underwriters actually check
Being treated as a high-risk business by a payment provider can already make onboarding more complex, but getting rejected when applying for a high-risk merchant account is probably a whole other experience. Before you apply for a high-risk merchant account with an EEA provider, it is worth understanding what usually goes wrong and why businesses in the same industry can receive different outcomes. The quality of their documentation can make a difference, but providers also consider factors such as ownership, operating countries, processing history, transaction volumes and the overall business model. Many factors can improve or weaken your application. A
Business services
Chargeback prevention for high-risk merchants: practical strategies that work
Running a business in high-risk e-commerce, iGaming, SaaS, or digital services is an exciting journey – but it comes with its fair share of bumps in the road. Among them, chargebacks are arguably the biggest headache for merchant owners. At Genome, our team stays in touch with international founders and financial managers, and we know how frustrating it is to see hard-earned revenue tied up in payment disputes. Not to mention the anticipation that elevated dispute rates might jeopardize your payment processing setup altogether. The good news? You don’t have to stay on the defensive. Today our team has prepared
