Product news
Month in review: September 2026
Business services
Payment webhooks: integrating real-time pay-in notifications
Security
What is Verification of Payee (VoP)? EU Mandate, fraud prevention, and Genome feature
Business services
SEPA vs. SEPA Instant for business: when to use each payment rail
Business services
Payment methods European customers expect at checkout
Selling across Europe can help your e-commerce business reach more customers, but payment preferences vary from country to country. Even within the EU’s single market, shoppers have their own preferred ways to pay. A checkout that works well in Paris may need different payment options to suit customers in Amsterdam, Warsaw, or Stockholm. To successfully scale across borders, digital merchants must look beyond generic payment configurations. Offering the precise payment methods European customers expect at checkout is one of the most effective levers for driving your checkout conversion rate and reducing your cart abandonment rate. The fragmented landscape of European
Product news
Month in review: September 2026
September at Genome was all about making business payments easier to understand. We covered checkout options, card security, settlement times, and the best way to send euro payments across Europe. Read on to find out more. What should you check before choosing a European payment provider? When you’re looking for a provider, a low transaction fee can look appealing. But before you commit, check what else comes with it: supported payment methods, currencies, settlement times, security, and the cost of integrating the service. Our guide to choosing a European payment provider gives you practical questions to ask before your team
Business services
Payment webhooks: integrating real-time pay-in notifications
Using payment webhooks can significantly improve your company’s operational flow. Some platforms use API polling – one of the standard payment models that works by asking the payment gateway’s API about the payment status. How do payment webhooks work? Technically, instead of repeatedly asking a payment provider for updates, a merchant’s backend receives an HTTP notification the moment an event occurs. In other words, if API polling is asking for confirmation every 10 seconds, webhooks are like requesting: “Notify me the moment the payment arrives.” This isn’t a perfect analogy, but it gives you a sense of what is going
Security
What is Verification of Payee (VoP)? EU Mandate, fraud prevention, and Genome feature
Until the October 2025 SEPA regulation, euro transfers in Europe were routed by IBAN alone. Banks relied solely on the code, with no name checking. SEPA was designed for quick, uninterrupted, and cheap transactions. The problem arises when criminals start to replace a supplier’s IBAN on an invoice – the bank account number is what ultimately determines where the money goes. It could be done in many ways – for example, an email from a business partner announces they changed banks and provides “new bank details,” and of course waits to be paid. This is a so-called authorized push payment
