Security
Online shopping safety tips: 3D Secure and common mistakes
Money and you
Money transfers in Europe: which option is better?
Product news
Genome’s month in review: January 2026
Money and you
Open Banking vs. traditional banking for businesses
Business services
Card payment processing for merchants: the complete guide
If you go to the small business or e-commerce forums, you will see the common question threads over and over again: “My funds were frozen for 120 days with no explanation.” “I’m paying 3.5% in fees – is this normal?” “Do I really need a separate gateway and a bank account?” To the customer, hitting “Pay” is nothing special. But for you, the merchant, card payment processing is often a black box. You build a business, you make sales, and then you wait for the acquiring bank to deposit the money. The reality is that traditional banking is complex. In
Security
Online shopping safety tips: 3D Secure and common mistakes
Online shopping safety starts with one simple idea: protect every checkout. If you’re asking, “Is it safe to buy online?” – the answer is yes. That is, when you use tools like 3D Secure and avoid common traps. In this guide, you’ll learn secure online payment habits that keep your money and data safer. What is 3D Secure, and why do you need it? The Basics of 3D Secure (3DS) 3D Secure is an additional security layer for online card payments. Think of it as a short conversation between three parties: That’s why it’s called “3D.” It refers to three
Money and you
Money transfers in Europe: which option is better?
Imagine a scenario: you’re trying to pay your rent in Berlin or send money to Europe for a birthday gift. While doing it, you see a screen asking if you want to use the “SWIFT” or “SEPA” option. This is where knowing the difference matters, especially if you want to avoid unnecessary fees. Money transfers in Europe can be a complicated subject. Because, despite the EU’s best efforts, the continent is still a patchwork of different “rails.” The Eurozone uses SEPA, the UK relies on its own Faster Payments system, and everything else is often routed through the global SWIFT
Product news
Genome’s month in review: January 2026
The year has just begun, but we at Genome are already being proactive in educating our clients and users on all things finance. We covered the basics of merchant accounts: why they matter, how to set one up, and how they support industries like iGaming and travel. Our team also wrote guides on real-time payments, AI in finance, and local IBANs. We also compared Open Banking with PSD2 and traditional banking to make the differences clearer. Read on to find out more! Merchant account setup and its benefits that make companies successful If you’re selling online, a merchant account is
