Business services
What happens to your money between a card payment and your account
Business services
Hosted payment page vs host-to-host integration: which checkout fits your business?
Product news
Month in review: August 2026
Business services
SWIFT vs. SEPA Instant for business transfers: costs, speed, coverage
Business services
What to look for in a European payment provider before you integrate
Selecting a payment provider is one of the most critical operational decisions for an online business, scale-up, or enterprise platform. European businesses lean more toward choosing a European payment provider as their primary choice. But the payment landscape in the EU is unique: it is controlled by strict, evolving regulations like PSD2 and DORA, and payment infrastructure has been fragmented until recent political decisions to achieve sovereignty in the European payment landscape. Today, we’re seeing a rapid shift from card networks, which are mostly of non-European origin, to real-time account-to-account (A2A) payments. How to choose the right partner in this
Business services
What happens to your money between a card payment and your account
Not many really understand how the card payment settlement process works. Usually only people in banking do. At checkout, the customer sees a confirmation for an order – they paid, and their money moved on. But your business bank account didn’t receive even a penny, at least not yet. There are reasons for that, and depending on the payment option, it’s primarily to allow customers to make chargebacks. It is basically why any merchant account holds a rolling reserve – a percentage of your daily sales. Our team wants to share the common reasoning behind the card payment settlement process
Business services
Hosted payment page vs host-to-host integration: which checkout fits your business?
Every e-commerce merchant, SaaS founder, and digital business owner knows the sting of cart abandonment. You spend thousands on marketing, carefully optimize your product pages, and guide the user down the funnel – only for them to bounce at the final step. Often, the culprit is a disjointed, slow, or untrustworthy payment process. The architecture of your checkout flow plays a massive role in consumer trust, technical overhead, and bottom-line revenue. When setting up your digital payment infrastructure, the decision usually boils down to two primary architectural models: implementing a hosted payment page or building a custom host-to-host integration (self-hosted
Product news
Month in review: August 2026
We made August all about smart payment scaling at Genome! Our team shared practical guides to help companies handle cross-border payments in different currencies, manage high-risk chargebacks, and choose between SWIFT and SEPA Instant Transfers. Whether you operate a travel agency, an iGaming platform, or a growing online business, read on to discover our main insights! Merchant accounts and payment gateways: getting both right Merchant accounts and payment gateways work together, but each has its own job. The gateway sends payment details for approval, while the merchant account receives the money from approved transactions. Our guide that compares merchant accounts
