Product news
Month in review: February 2026
Business services
Why multi-currency accounts and infrastructure are the secret to SaaS longevity
Business services
Card payment processing for merchants: the complete guide
Security
Online shopping safety tips: 3D Secure and common mistakes
Business services
How to open a merchant account for startups: the 2026 strategy guide
Here’s something nobody tells you before you launch: getting paid for your product or service is sometimes harder than getting customers. You’ve built the product. You’ve got people interested. Then you try to set up a merchant account through a traditional bank, and suddenly you’re being asked for three years of audited financials, an in-person appointment at a branch that’s only open on Tuesdays, and a six-week underwriting review – for a business that’s been live for four months. The client’s side of the story is also complicated. A 2025 survey of merchants in the UK shows that payment method
Product news
Month in review: February 2026
In many ways, February at Genome was dedicated to payments, one of the most important parts of financial services! We covered how to choose the right transfer methods in Europe, why multi-currency setups matter for SaaS longevity, how to shop online more safely with 3D Secure, and what merchants should really know about card payment processing in 2026. Read on to find out more! Meeting experts at E-commerce Berlin Expo 2026 February brought a major in-person moment: our team attended the E-commerce Berlin Expo on 17–18 February 2026 in Berlin, joining a large-scale e-commerce crowd and networking event. With Genome’s
Business services
Why multi-currency accounts and infrastructure are the secret to SaaS longevity
SaaS longevity is usually measured by churn reduction and lifetime value optimization. Simply put, these mean “do not lose customers” and “maximize profit per client”. However, a third pillar that determines long-term viability is financial infrastructure, and here’s why. FX risk and currency friction can silently erode revenue across collection, holding, conversion, and operational spending. In MillTech’s Q4 2025 Corporate Hedging Monitor (survey of 250 UK/US finance leaders), 80% reported losses from unhedged FX risk in 2025, averaging $9.85 million in the US and £6.71million in the UK. A software-as-a-service business usually operates globally, using the world’s most popular currencies.
Business services
Card payment processing for merchants: the complete guide
If you go to the small business or e-commerce forums, you will see the common question threads over and over again: “My funds were frozen for 120 days with no explanation.” “I’m paying 3.5% in fees – is this normal?” “Do I really need a separate gateway and a bank account?” To the customer, hitting “Pay” is nothing special. But for you, the merchant, card payment processing is often a black box. You build a business, you make sales, and then you wait for the acquiring bank to deposit the money. The reality is that traditional banking is complex. In
