Security
Online shopping safety tips: 3D Secure and common mistakes
Online shopping safety starts with one simple idea: protect every checkout. If you’re asking, “Is it safe to buy online?” – the answer is yes. That is, when you use tools like 3D Secure and avoid common traps. In this guide, you’ll learn secure online payment habits that keep your money and data safer. What is 3D Secure, and why do you need it? The Basics of 3D Secure (3DS) 3D Secure is an additional security layer for online card payments. Think of it as a short conversation between three parties: That’s why it’s called “3D.” It refers to three
Company
Say goodbye to C2B payment delays thanks to Genome and HUCH’s partnership
In today’s fast-moving digital world, speed isn’t just a competitive edge – it’s a necessity for your company’s growth. We at Genome know it firsthand, as we can see the successful results of our business clients. And, of course, our team constantly works on improving these services, as well as comes up with new features to boost the speed of client payments and notifications about them. Just recently, we partnered with fintech provider HUCH to bring real-time SEPA payment alerts to businesses across Europe. With the new integration, companies that use Genome and Huch services can now receive notifications the
Business services
Business banking tips every company should know
Business banking choices shape how smoothly your company runs, from daily payments to long-term planning. The basics start with dedicated business checking accounts for income and expenses, and business savings accounts for reserves and tax buffers. Strong business banking services should also help you pay suppliers, manage cards, and track activity without extra admin work. Many companies use multiple banks to reduce risk and keep backup payment options available. Keeping spending separate from personal accounts is essential. With a clear business plan and using the tips we share in this article, you can choose business accounts and tools that match
Business services
What are real-time payments and how do they work?
Instant payments are real-time payments that let you send money immediately. It ensures good cash flow and avoids the problems associated with delays. We’ll be looking at how real transactions work and the benefits they offer. Real-time payments explained What are real-time payments, and how do they help your business? The emergence of real-time payments has changed the way we handle financial transactions. While it once took a long time for payments to land in a bank account, immediate payments now ensure a rapid, seamless payment process. They’re processed immediately, which is a significant change from the past. Previously, a
Business services
iGaming merchant account: what it is and how to open one
Payment processing is one of the key aspects of an iGaming merchant. It needs to be a seamless process that allows gaming transactions to go through smoothly with no risk or delay. Good, professional, and efficient payment processing helps to prove that a gaming merchant can be trusted. We’ll be looking at the best payment solutions for casinos, sports betting platforms, and other online gambling operators. What is an iGaming merchant account? An iGaming merchant account is a specialized financial account for online gaming operators. It allows them to process user payments and make secure payments to players who want
Product news
Month in review: April 2026
April at Genome was all about helping businesses make payments faster, safer, and easier. We covered how Open Banking and SEPA work together at checkout, when to use SEPA or SEPA Instant, and how to prevent card payment failures. Not to mention, we also revealed a new feature that can simplify your financial operations! Read on to find out more! Payment request feature: request payments by link or QR code Our team was happy to unveil a new service available for all our clients: the payment request feature. With it, you can request payments in seconds using a simple payment
Business services
3D Secure and SCA explained for online merchants
Do you run an e-commerce business? Did you ever face a single chargeback that ruined your day? A customer claims they never made the purchase. Money and items are gone. And unless you have the right protection in place, you simply have to cope with a loss situation. According to Mastercard, on average, organizations in the payment industry lost $60 million in annual revenue due to payment fraud over the past 12 months. According to Juniper Research, global e-commerce fraud losses exceeded $48 billion in 2023, and cumulative online payment fraud losses are expected to exceed $362 billion between 2023
Business services
Open Banking and SEPA payments: how they work together at checkout
Open Banking in Europe was established under PSD2 and is evolving from a regulatory requirement into something much bigger. It is reported that Europe now accounts for 31.30% of the global Open Banking market. Meanwhile, the EU has around 64 million Open Banking users, and Europe represents 46% of global API offerings. What does it mean to merchants specifically? If you’ve been running an online business in Europe for any length of time, you already know how frustrating card payments can be, and so do your customers. The fees that chip away at every transaction, and then more fees. A
Product news
Get paid faster, no manual data entry: our payment request feature is here!
Time is your most precious resource. Our team constantly works to ensure you can save as much of it as possible by improving the speed and quality of our services. And today, we are unveiling a new feature that does exactly that! Introducing a payment request – a new service available for all our clients. And, what’s more, even people who don’t use Genome! Using it, you can request payments in seconds using a simple link or QR code! How the payment request feature works Instead of manually sharing IBAN or account details, you can create a payment request and