How to's
Genome cards, part one: card order, limits, contactless payments
One of the main goals of Genome’s team is to make financial services as accessible and user-friendly as possible. And we commit to this goal completely. That’s why you are now reading this article, as we wanted to clarify some of the questions you might have regarding our cards. This topic is actually pretty vast, and we will break it into several parts. So be on the lookout for part two pretty soon! How to order Genome cards? Genome provides virtual and physical debit Visa cards for personal and business wallet owners. Virtual cards can be used for online and
Product news
Take your business payments worldwide with international transfers!
Is your company ready to majorly improve its financial operations and expand its money transfer capabilities? Genome has paramount news for you! Our business wallet users can send and receive international payments across 161 countries and territories! They can also receive Faster Payments, BACS, and CHAPS within the UK and benefit from the reliability and security of TARGET2 payments. We are talking about all major destinations, such as the US, Japan, Canada, Australia, and dozens of European countries. With our easy-to-use, seamless transfer feature, you can make and schedule international transfers to your business partners, employees, contractors, etc. The SWIFT payments
Business services
What is SME in business? Understanding small and medium enterprises
The SME definition is pretty simple: it stands for small and medium enterprises – the kind of businesses that make the world go round, literally. According to the World Bank, the SME sector represents 95% of registered businesses globally and accounts for over 50% of total employment. From micro businesses, like local coffee shops and family-run bakeries, to growing tech startups and medium-sized companies in the manufacturing industry, SMEs play the biggest role in the economy on a global scale. Medium-sized enterprises keep local communities alive and make up the vast majority of jobs there, providing opportunities where large corporations
Money and you
Understanding contactless payment limits: how much can you spend with tap-and-go?
The emergence of contactless payments has changed the way we pay, with contactless cards allowing us to make a simple tap or use a mobile phone to pay effortlessly using the “tap-and-go” method. How can you start using this convenient approach that combines a card or mobile device with biometric authentication? We need to look at how contactless payments work and what kind of contactless limit you can expect to have. The emergence of contactless payments has changed the way we pay, with contactless cards allowing us to make a simple tap or use a mobile phone to pay effortlessly
Money and you
Insufficient funds explained: causes, fees, and how to avoid them
Insufficient funds (also known as non-sufficient funds or just NSF) is a term that refers to a situation when a bank account lacks the necessary balance to cover a transaction. Without enough money on credit or debit cards, payments bounce, which naturally leads to declined transactions. In this article, our team will explain the causes of insufficient funds and why you have to deal with associated fees. We will also provide practical strategies to avoid unfortunate situations of insufficient funds. What does insufficient funds mean Insufficient funds mean that your account balances don’t have enough money to cover a transaction.
Business services
How much does it cost to start an online casino: costs and considerations
The online gambling industry grows year after year, becoming more lucrative. Just look at the numbers: in 2018, the total revenue of the online gambling market globally was $36,8 billion, reached $89,3 billion in 2023, and is projected to hit $136,3 billion by 2029. It takes a lot of effort to set up something like a sports betting company or an online casino business and plan out all your expenses. So, how much does it cost to start an online casino? And how much is a gambling license? Read on to find out! Overview of the costs involved in starting
How to's
Genome expands with 4 more currencies – 12 total for your use! How to benefit from them?
In October 2024, Genome introduced Polish zloty (PLN), Swiss franc (CHF), Japanese yen (JPY), and Canadian dollar (CAD) as new currencies for your accounts and other services. Then we thought – why stop there? And thus, later on, we introduced 4 more new currencies: Czech koruna (CZK), Hungarian forint (HUF), Swedish krona (SEK), and Australian dollar (AUD). This brings the total number of currencies in which you can open an account to 11, including our originals: euro (EUR), US dollar (USD), and British pound (GBP). And later, we expanded even further, adding Danish Krone (DKK) as the 12th currency. So,
Product news
Virtual card PINs: withdraw cash from ATMs using a virtual card!
Virtual cards are already among the easiest ways to pay online and contactlessly. They are fast to issue, simple to manage, and always available inside your Genome account. Our cards are becoming even more practical for everyday use! We are happy to introduce PIN codes for virtual cards, available for personal and business wallet users starting from May 21st! This means that Genome clients can set a virtual card PIN and use their virtual cards for ATM withdrawals via Apple Pay, Google Pay, and Garmin Pay. So, if you need cash but don’t have your physical card with you, no
Money and you
How to use Google Pay: a step-by-step guide for 2025
Google Pay is fast and secure and is one of the key features for many Android-based devices. With just a few clicks, anyone can pay at stores, send funds to someone, or manage multiple transactions. So, how do you use Google Pay? Read on to find out! What is Google Pay, and why use it? Google Pay is a digital wallet and payment service developed and provided by Google that allows you to send, receive, and store funds securely. Primarily compatible with Android, it also works on iOS and web platforms with a free download. So, why is it good?