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Oksana is the creative heart of Genome, ensuring that our features are accessible and easy to understand. She is an expert in explaining how any financial service can be beneficial for your day-to-day errands, as well as your company's needs.
Business services
Italy holds a great deal of appeal for foreign investors and entrepreneurs. With a strategic EU location, enviable lifestyle, and robust economic sectors, its appeal is easy to see. When it comes to starting a business in Italy as a foreigner, we’ll be looking at the key points to bear in mind that ensure a smooth start, covering all the requirements and processes. Can a foreigner start a business in Italy? Foreign investors can start a business in Italy, although the rules vary according to the person’s legal status. Non-EU citizens may require a business visa to get started before
Money and you
The top fintech trends in 2025 have helped change the business landscape and will continue to do so. The current boom in this area is allowing financial institutions, fintech companies, and other businesses to change the way they work. Understanding the main trends is vital for businesses, as well as innovators and consumers. Among the main talking points in the fintech sector this year, we’ve seen the growth of artificial intelligence (AI), real-time payments, and embedded finance. However, any look at the top fintech trends also has to cover topics like cybersecurity, behavioral biometrics, virtual cards, and tokenization. It will
Money and you
iGaming conferences are crucial events that offer networking opportunities and the chance to discover the latest technology solutions from industry leaders. It is where visitors get to see payment solutions for the iGaming industry, the most relevant regulatory updates, and all of the current industry trends. We’ll be looking at what conferences for the global gaming community are coming up this year. This includes iGaming events that appeal to sporting betting and online casino operators, as well as those aimed at affiliates. Find out how tech providers, regulators, and others use these conferences to provide details of the latest advances.
Money and you
Since its launch in 2017, SWIFT gpi has achieved a high level of industry adoption across the globe. This is due to the way that it has helped improve various aspects of international payments. Financial institutions and businesses that carry out trades can now track international transfers more easily, adding more transparency to other benefits such as increased speed and certainty. Genome enables business wallet clients to send and receive international transfers using the SWIFT network, offering a broad global reach. You can send and receive payments from over 40 countries. Moreover, we cover a wide range of currencies: USD,
Money and you
When looking at CHAPs and the Faster Payments service, it pays to make the right decision. Cost is one of the key factors when choosing between these two methods of sending money to a recipient’s bank account. Business efficiency is another point to take into account when looking at recurring bank transfers or one-off payments. To make the right decision, we need to look in depth at these payment types and how they work. What is CHAPS? The question of what a CHAPS payment is is easy to answer. It is the Clearing House Automated Payment System, used for same-day,
Money and you
The Italian fintech map for 2025 shows an exciting scene where several key factors are set to capture our attention. To start with, the Bank of Italy oversees the PSD2 (Payment Services Directive 2), which has been created to boost the payments market by encouraging innovation and security in the fintech sector. SEPA adoption is ramping up here, with instant credit transfers to be made available this year, creating a new challenge for banking apps that the Italian fintech companies will be looking to resolve. This European country has seen tremendous growth in its digital banking culture. With more people
Money and you
When comparing SEPA and TARGET2, it is essential to begin by explaining that both are integral components of the European payment system. They can both be described as foundational systems that allow the European Central Bank to ensure cross-border payments are smoothly controlled and carried out efficiently. The main difference is that SEPA and TARGET2 (T2) have different use cases. One is widely used for retail payment processing, while the other is best classed as a wholesale payment system. By looking in more detail, we can see how commercial banks can use these methods to meet client demands more effectively.
Money and you
If you’ve ever seen a neobank in Italy or elsewhere, you’ve discovered the world of digital banks and online payments. This type of online bank is now springing up across the planet and enjoying rapid growth despite not having the physical presence of branches like traditional banks. We’ll be looking at the data to see the top players in the Italian digital banking scene. This is part of a fast-moving trend where millions of customers manage their bank accounts from an app or website, moving billions of pounds, euros, and dollars without visiting a bank branch. What is a neobank?
Money and you
An Electronic Money Institution (EMI) is a type of financial entity authorized to issue, store, and manage electronic money – digital value that is backed by fiat currency and used for electronic transactions. Unlike traditional banks, e-money institutions are not permitted to offer full-scale banking services. However, they can now play a significant role in the modern economy by providing payment services, digital wallets, or facilitating international transactions. In countries that allow electronic money institutions, they are heavily regulated by financial authorities – often central banks – but not always in the same way as traditional banks. EMI must safeguard