Money and you
How fintech is closing the finance gap for Italian SMEs
Italian SMEs face a series of new challenges as the financial landscape changes. Their reliance on traditional banks for loans and other services is being put to the test, as the demands of the modern business environment increase. Fintech institutions provide a modern solution to help carry out the digital transformation of the finance SME in the Italian scene. These companies provide faster services and more inclusive access to financial tools, as well as credit options. We’ll be looking at areas like digital landing, what fintech platforms offer, and the future of finance SME in Italy. Find out what a
Money and you
Multi-currency business accounts for Italian SMEs explained
As Italian SMEs try to expand globally, efficient management of international payments has become essential. Businesses operating across borders must handle multiple currencies, manage conversions, and minimize financial friction. Business, however, usually relies on traditional banks: not surprisingly, as Italian financial institutions are literally the oldest in the world. But today, a traditional bank is more associated with hidden fees, delays, and complex procedures for foreign currency accounts or international business accounts. The old bank system has become so large that it’s now more interested in global investments than in serving medium- or small-sized businesses. Modern fintech, on the other
Money and you
What are stablecoins? Everything you need to know
Stablecoins are crypto assets whose values don’t change and that are often tied to the value of real-world assets. It has allowed them to act as a kind of bridge between any fiat currency and cryptocurrencies. While they are digital assets, they maintain a stable value, unlike other crypto assets. This stability has led to them gaining popularity for various types of transactions. Genome is a fintech platform that supports the digital economy. Read on to learn what a stablecoin is and how they are used for cost-effective payments and other purposes. What are stablecoins? Stablecoins are cryptocurrencies that have
Money and you
What is asset tokenization? Benefits, risks, and examples
What is digital asset tokenization, and how can it help make investing easier? Asset tokenization involves the ownership of real-world assets being moved onto the blockchain in the form of digital tokens. It is an increasingly important area of fintech and digital finance that provides several interesting benefits, such as greater transparency, liquidity, and accessibility. Genome provides a platform with secure and compliant financial solutions. Businesses interested in learning how asset tokenization can help will find everything they need to know about digital assets with us in this article. What is asset tokenization? Tokenized assets are digital versions of real-world
Business services
The rise of B2B fintech in Italy: how digital solutions are powering businesses
Italy’s business landscape is experiencing a fintech revolution. B2B fintech in Italy refers to business-to-business financial technology – digital solutions that help companies streamline payments, banking, compliance, and more. Historically, countries like the United States and the United Kingdom have led the fintech sector, but Italy’s fintech scene is now rapidly gaining momentum. Italian companies are embracing online platforms and software to modernize their financial operations. Let’s explore what B2B fintech is and why it’s growing in Italy, the key benefits and challenges, and how Genome stands out as a trusted partner providing EU-compliant digital banking solutions for Italian businesses.
Money and you
A complete guide to unified payments interface (UPI)
Unified Payments Interface (UPI) is an instant, real-time payment system used in India. It allows users to move money easily between bank accounts at any time through a mobile application. The UPI app provides a low-cost approach that has revolutionized instant payments here. How does it work, and will it change bank payment processes across the planet? While UPI is currently only available in India, we’ll be looking at how the Genome fintech platform offers secure, compliant alternatives for global business. Read on to get the basics of Unified Payments Interface explained and understand how to use this or an
Business services
The best digital banking solutions for Italian startups
Digital banking has experienced impressive growth in Italy over the past few years. With banking platforms making it easy to send and receive money, this approach suits many types of customers, including startups. With the rise of digital banking in Italy, these companies can get business banking services that suit their needs better than traditional banks do. Speed, cost efficiency, scalability, and the ability to make international payments are among the reasons why startups choose a digital bank account. Genome provides innovative Italian startup financial solutions that allow fintech companies to grow without worrying about their financial operations. Why Italian
Money and you
Italian fintech startups to watch in 2025
The growth of Italian fintech startups has provided one of the most interesting financial stories of recent times. So far, 2025 has been another memorable year for innovation and investments in the fintech field here. While artificial intelligence and crypto assets have grabbed a lot of the headlines, there have been plenty of other areas where Italian companies have taken the lead. Find out how the Italian fintech startup scene is booming thanks to fresh ideas and technology, while putting a particular focus on the role of regulation and corporate governance. PSD2 and open banking are among the areas helping
Money and you
What are Faster Payments? A complete guide
The Faster Payments system (sometimes referred to as FPS) is not just a regular payment system, but one of the few UK interbank payment systems that enables payers to make instant payments. Instead of waiting days for transfers, users can send funds instantly, and FPS will process payments the same day. In this guide, we’ll explain what Faster Payments really are, how they work, and how they compare to other systems. What is the Faster Payments Service (FPS)? The Faster Payments service is a United Kingdom-based payment system introduced by the UK Payments Council (now Pay.UK) in 2008. From the