Money and you
Insufficient funds explained: causes, fees, and how to avoid them
Insufficient funds (also known as non-sufficient funds or just NSF) is a term that refers to a situation when a bank account lacks the necessary balance to cover a transaction. Without enough money on credit or debit cards, payments bounce, which naturally leads to declined transactions. In this article, our team will explain the causes of insufficient funds and why you have to deal with associated fees. We will also provide practical strategies to avoid unfortunate situations of insufficient funds. What does insufficient funds mean Insufficient funds mean that your account balances don’t have enough money to cover a transaction.
Money and you
How much cash can I withdraw from an ATM: a complete guide
Daily limits are important when you need to withdraw cash from an ATM. These limits let you know what cash withdrawals you can make using a credit or debit card each day. The type of card and whether you’re at home or abroad are key factors in what size of cash withdrawal limits will be in force. Find out how to obtain cash from an ATM without any problems. Understanding daily ATM withdrawal limits for cash withdrawals A daily cash limit shows you how much you can take from ATM cash machines using a debit card or credit card. Banks
Product news
Genome’s month in review: February 2025
Say bye-bye to the winter season! It’s finally time for spring, flowers, and fresh beginnings! Genome ended winter strong, bringing you an exciting product update, some important news, and many useful articles! Read on to find out more! We are now ISO 27001 and ISO 27701 certified! Data security is something that doesn’t leave our team’s minds on any given day. We constantly work on improving every aspect of it. So, it is very rewarding to know that our efforts were recognized. Genome has achieved ISO 27001 and ISO 27701 certifications, underscoring our commitment to improving and perfecting information security
Business services
Best bank for new businesses: everything you need to know
Finding the best bank for new businesses is one of the significant challenges for any start-up or emerging small business. We’ll be looking at the main reasons you must be careful and thorough when choosing a business account. It will ensure that you get the right financial partner for growth that offers good financial management and transaction efficiency, among other benefits. Why it matters to pick the right business bank A business bank account must meet a small business’s needs to be effective. It means reasonable monthly fees, good customer service, and a range of business-focused products. Business banking services
Company
Genome reaches a milestone in security and personal data protection with ISO 27001 and 27701
When it comes to enhancing the security of the Genome platform, our team never stops. Our team is well aware of all the pitfalls when it comes to running and maintaining the safety of financial services, which is why we are always on top of the latest security-related solutions in the industry. And, the team is happy to see that our efforts in this field paid off! Genome is now ISO 27001 and ISO 27701 certified, meaning we apply effective security measures to protect our clients’ data up to the highest of industry standards. What is ISO 27001? ISO 27001
Money and you
Currencies in Europe: what you need to know
Europe is not all about euros! After all, countries maintain their own currencies, each with unique value and history. And sometimes, especially when you travel across Europe, knowing more about those currencies and having a way of quickly using them can save you a great deal of headaches. In this article, Genome’s team will review common currencies in Europe so that you’re always aware of currency exchange options when conducting business or just visiting Europe. Why Europe has multiple currencies The abundance of different currencies within Europe shows its complex history, national identities, and economic policies. These factors greatly contributed
Money and you
Samsung Wallet vs. Google Pay: which is right for you?
Samsung Wallet and Google Pay are both useful, widely-used digital payment solutions, but which is best for you? By looking at a Samsung Wallet vs. Google Pay comparison, you can see their main elements side by side to make a more informed decision on which to use for payments. Overview of Samsung Wallet and Google Pay At first sight, the main difference is that the Samsung Pay wallet is exclusive to Samsung devices, while the Google wallet can be used on virtually any Android device. If you’re using a personal account or a start-up business account, either of these services
Money and you
How to use Google Pay: a step-by-step guide for 2025
Google Pay is fast and secure and is one of the key features for many Android-based devices. With just a few clicks, anyone can pay at stores, send funds to someone, or manage multiple transactions. So, how do you use Google Pay? Read on to find out! What is Google Pay, and why use it? Google Pay is a digital wallet and payment service developed and provided by Google that allows you to send, receive, and store funds securely. Primarily compatible with Android, it also works on iOS and web platforms with a free download. So, why is it good?
Money and you
Best debit card for travel: what you need to know
Not all debit cards are created equal when it comes to their owner traveling abroad and foreign transaction fees. And, sadly, the cards don’t always cover all countries, so you should be aware of what to expect when traveling to another country. In this article, our team will take a closer look at what can be deemed as the best debit card for travel, including fees, global acceptance, and security. Why your choice of debit card matters on the road When you’re traveling, the last thing you want is to be left without any cash in the middle of nowhere