financial literacy tips
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AI in finance: Benefits, use cases, and trends
Artificial Intelligence (AI) has been introduced into many aspects of our lives, with the finance industry among them. AI in finance can be used in various ways, such as analyzing large amounts of data or automating time-consuming processes. It can also be used to recreate the human-style decision-making process. We’ll look at how financial institutions are now using AI systems to streamline their processes. Find out how AI finance applications are quietly revolutionizing the financial service industry. What is AI in finance? To understand the use of AI in the financial industry, we can look at a few of the
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Electronic money institution vs bank: key differences explained
An electronic money institution (EMI) is similar to traditional banks in many ways. However, they operate under different legal frameworks that determine how they hold client funds. EMIs focus on enabling easy digital transfers worldwide, while banks use a more traditional approach. Rising fintech adoption and the changing face of global commerce have led to demands for new types of payment institutions and banking services. It is why we are seeing electronic payment services from EMIs becoming ever more popular. Genome operates as a licensed EU electronic money institution EMI. It means that you get a range of e-money options
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How fintech is closing the finance gap for Italian SMEs
Italian SMEs face a series of new challenges as the financial landscape changes. Their reliance on traditional banks for loans and other services is being put to the test, as the demands of the modern business environment increase. Fintech institutions provide a modern solution to help carry out the digital transformation of the finance SME in the Italian scene. These companies provide faster services and more inclusive access to financial tools, as well as credit options. We’ll be looking at areas like digital landing, what fintech platforms offer, and the future of finance SME in Italy. Find out what a
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What are stablecoins? Everything you need to know
Stablecoins are crypto assets whose values don’t change and that are often tied to the value of real-world assets. It has allowed them to act as a kind of bridge between any fiat currency and cryptocurrencies. While they are digital assets, they maintain a stable value, unlike other crypto assets. This stability has led to them gaining popularity for various types of transactions. Genome is a fintech platform that supports the digital economy. Read on to learn what a stablecoin is and how they are used for cost-effective payments and other purposes. What are stablecoins? Stablecoins are cryptocurrencies that have
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What is asset tokenization? Benefits, risks, and examples
What is digital asset tokenization, and how can it help make investing easier? Asset tokenization involves the ownership of real-world assets being moved onto the blockchain in the form of digital tokens. It is an increasingly important area of fintech and digital finance that provides several interesting benefits, such as greater transparency, liquidity, and accessibility. Genome provides a platform with secure and compliant financial solutions. Businesses interested in learning how asset tokenization can help will find everything they need to know about digital assets with us in this article. What is asset tokenization? Tokenized assets are digital versions of real-world
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Italian fintech startups to watch in 2025
The growth of Italian fintech startups has provided one of the most interesting financial stories of recent times. So far, 2025 has been another memorable year for innovation and investments in the fintech field here. While artificial intelligence and crypto assets have grabbed a lot of the headlines, there have been plenty of other areas where Italian companies have taken the lead. Find out how the Italian fintech startup scene is booming thanks to fresh ideas and technology, while putting a particular focus on the role of regulation and corporate governance. PSD2 and open banking are among the areas helping
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The top fintech trends for 2025: what’s leading the future of finance?
The top fintech trends in 2025 have helped change the business landscape and will continue to do so. The current boom in this area is allowing financial institutions, fintech companies, and other businesses to change the way they work. Understanding the main trends is vital for businesses, as well as innovators and consumers. Among the main talking points in the fintech sector this year, we’ve seen the growth of artificial intelligence (AI), real-time payments, and embedded finance. However, any look at the top fintech trends also has to cover topics like cybersecurity, behavioral biometrics, virtual cards, and tokenization. It will
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Italian neobanks explained: what are they, market overview, and benefits
If you’ve ever seen a neobank in Italy or elsewhere, you’ve discovered the world of digital banks and online payments. This type of online bank is now springing up across the planet and enjoying rapid growth despite not having the physical presence of branches like traditional banks. We’ll be looking at the data to see the top players in the Italian digital banking scene. This is part of a fast-moving trend where millions of customers manage their bank accounts from an app or website, moving billions of pounds, euros, and dollars without visiting a bank branch. What is a neobank?
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What is an electronic money institution (EMI), and how does it work?
An Electronic Money Institution (EMI) is a type of financial entity authorized to issue, store, and manage electronic money – digital value that is backed by fiat currency and used for electronic transactions. Unlike traditional banks, e-money institutions are not permitted to offer full-scale banking services. However, they can now play a significant role in the modern economy by providing payment services, digital wallets, or facilitating international transactions. In countries that allow electronic money institutions, they are heavily regulated by financial authorities – often central banks – but not always in the same way as traditional banks. EMI must safeguard